Property Title Searches in Illinois (IL)

Cook County is the most populous county in the state of Illinois, and the second most populous county in the United States. More than 40% of all residents of Illinois live in Cook County, with a population of nearly 5.3 million.

How Much is a Title Search in Cook, Illinois?

Delinquent Taxes and Liens in Cook County, Illinois

Delinquent and sold taxes in Cook county can be dangerous as the total balance due is not readily available on the tax collector’s site. If the taxes are delinquent, or if they’ve been sold to a tax lien buyer, the only way to obtain the true payoff is by ordering and paying for a tax certificate from the Cook County Treasurer. Luckily, the county offers a Delinquent Property Tax Search feature where you can search the parcel number of the property to determine if the taxes have been sold, forfeited or are open. The tax certificate from the county treasurer will provide an Estimate Cost of Redemption, detailing the amount necessary to redeem the taxes and remove the threat of losing the property to tax sale. Their office can also provide calculations of delinquent taxes that haven’t been sold but are either “open” (pending action or review) or “forfeited” (previously offered for sale but not sold).

A unique snafu in Cook county is regarding recorded judgments and liens. Even if a judgment or lien (the document must be recorded in land records) references a different property, it can still cross-attach to all properties in Cook county which are owned by the debtor. Cross-attaching Code Enforcement Liens will become a senior lien if it’s against the property of interest; otherwise, it is treated as a civil judgment. Likewise, cross-attaching judgments will serve as a junior lien on non-related properties.

Mortgage Services, a nationwide title company, stays on top of all state and county specific details so that you don’t have to!

Illinois counties served

Adams, Alexander, Bond, Boone, Brown, Bureau, Calhoun, Carroll, Cass, Champaign, Christian, Clark, Clay, Clinton, Coles, Cook, Crawford, Cumberland, DeKalb, DeWitt, Douglas, DuPage, Edgar, Edwards, Effingham, Fayette, Ford, Franklin, Fulton, Gallatin, Greene, Grundy, Hamilton, Hancock, Hardin, Henderson, Henry, Iroquois, Jackson, Jasper, Jefferson, Jersey, Jo Daviess, Johnson, Kane, Kankakee, Kendall, Knox, Lake, LaSalle, Lawrence, Lee, Livingston, Logan, Macon, Macoupin, Madison, Marion, Marshall, Mason, Massac, McDonough, McHenry, McLean, Menard, Mercer, Monroe, Montgomery, Morgan, Moultrie, Ogle, Peoria, Perry, Piatt, Pike, Pope, Pulaski, Putnam, Randolph, Richland, Rock Island, Saint Clair, Saline, Sangamon, Schuyler, Scott, Shelby, Stark, Stephenson, Tazewell, Union, Vermilion, Wabash, Warren, Washington, Wayne, White, Whiteside, Will, Williamson, Winnebago and Woodford.