Property Title Searches in Iowa (IA)

With nearly 3.2 million residents, Iowa is the 31^st most populous state in the US. Known as the "Hawkeye State," it proudly showcases its agricultural roots through vast fields of corn and soybeans. The state's charm lies in its picturesque countryside dotted with farms and small towns that exude a sense of close-knit community and enduring values. Iowa's capital, Des Moines, embodies both modernity and a rich cultural tapestry, with vibrant arts scenes and a thriving economy. Whether exploring its scenic rural vistas or embracing the warmth of its friendly communities, Iowa offers a tranquil yet vibrant slice of American heartland.

Getting Started: An Introduction to Title Searches

A title investigation involves retrieving all relevant documents tied to an owner's name, address, or parcel number. These records may come from various sources, such as the county clerk's office, the recorder’s bureau, or the tax collector’s department. The scope of a title review depends on the type ordered, whether it’s a current ownership review, a multi-owner search, or a 30-year property history analysis.

Why Bother with a Title Search? Unpacking the Risks and Rewards

A property record review can uncover hidden risks that a buyer might otherwise miss. Issues like fraudulent deed transfers, boundary disputes, or unpaid liens could lead to unexpected challenges. Additionally, unresolved claims from previous owners might create financial or legal burdens for the future property holder. Conducting a thorough title examination helps mitigate these risks and ensures peace of mind for buyers.

The Cost of Title Searches in Iowa

Type of Search	Cost
O&E Report (Residential)	$125.00
Two Owner Search (Residential)	$155.95
30-Year Search (Residential)	$250.00
Title Update	$50.00
Chain of Title Search	$75.00
Commercial O&E Report	$350.00

Prices vary by county; lowest prices shown. Rates are subject to updates.

How Long do Property Title Searches Take?

Mortgage Services can complete residential searches within 48 business hours. Commercial searches can take up to 72 business hours. In some cases, the option to expedite the search is available where the search can be done in as little as four business hours.

Maximizing Efficiency: How Mortgage Services Streamlines Commercial and Residential Title Searches in Iowa

Mortgage Services leverages its experienced team to handle both residential and business property searches efficiently. The company utilizes advanced tools and access to judicial databases to ensure accuracy. For clients ordering in bulk, Mortgage Services provides customizable dashboards with detailed results, title examination summaries, and other value-added services.

Iowa Counties Served

Adair, Adams, Allamakee, Appanoose, Audubon, Benton, Black Hawk, Boone, Bremer, Buchanan, Buena Vista, Butler, Calhoun, Carroll, Cass, Cedar, Cerro Gordo, Cherokee, Chickasaw, Clarke, Clay, Clayton, Clinton, Crawford, Dallas, Davis, Decatur, Delaware, Des Moines, Dickinson, Dubuque, Emmet, Fayette, Floyd, Franklin, Fremont, Greene, Grundy, Guthrie, Hamilton, Hancock, Hardin, Harrison, Henry, Howard, Humboldt, Ida, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Kossuth, Lee, Linn, Louisa, Lucas, Lyon, Madison, Mahaska, Marion, Marshall, Mills, Mitchell, Monona, Monroe, Montgomery, Muscatine, O'Brien, Osceola, Page, Palo Alto, Plymouth, Pocahontas, Polk, Pottawattamie, Poweshiek, Ringgold, Sac, Scott, Shelby, Sioux, Story, Tama, Taylor, Union, VanBuren, Wapello, Warren, Washington, Wayne, Webster, Winnebago, Winneshiek, Woodbury, Worth, and Wright.

Frequently Asked Questions
From Customers in Iowa

What documents are typically included in a title search?

A title search typically includes deeds, liens, mortgage records, and tax assessments. These documents help ensure there are no unresolved claims or legal issues tied to the property.

Can I perform a title search myself?

While it is possible to perform a title search independently, accessing certain records may require specialized knowledge or subscriptions to specific databases. Hiring a professional service like Mortgage Services ensures accuracy and saves time.

What should I do if a lien is found during a title search?

If a lien is discovered, it must be resolved before the property can be transferred. This can involve negotiating with the lienholder or ensuring that the seller clears the debt before closing.