Property Title Searches in Ohio (OH)

Ohio: A Central Hub for Real Estate and Commerce

With nearly 12 million residents, Ohio ranks as the seventh-most populous state in the U.S. Its capital, Columbus, is not only the largest city but also hosts one of the biggest college campuses in the country. Strategically located, Ohio boasts the 10th largest highway network in the U.S. and is within a one-day drive of 50% of North America’s population, making it a prime location for both business and residential investments.

The Importance of Identifying Unknown Heirs and Missing Interests in Ohio Title Searches

A thorough title search in Ohio must include all parties who have ownership interests in the property and provide a copy of the deed. It is crucial to verify that the declared owner holds 100% interest in the property. In situations where the owner has passed away, an estate search is necessary to confirm that all heirs have been notified and have consented to any property transfers. Failing to account for unknown heirs or missing interests can result in legal complications and unexpected financial obligations for the new owner.

Comparing the Costs of Title Searches in Ohio

The cost of title searches in Ohio can vary based on the type of search required:

Type of Search	Cost
O&E Report (Residential)	$87.95
Two Owner Search (Residential)	$137.95
30-Year Search (Residential)	$185.00
Title Update	$40.00
Chain of Title Search	$75.00
Commercial O&E Report	$250.00

Price depends on the county; lowest price shown. Prices are subject to change.

Understanding Liens and Judgments in Ohio Real Estate

Liens and judgments are legal claims against a property for unpaid debts. In Ohio, certain liens, such as municipal liens, HOA liens, and tax liens, remain attached to the property even after it is sold, whether through foreclosure or to a third party. This means that the new owner becomes responsible for these debts, which can significantly impact the property’s value and future sales.

Ohio's Judicial Reports in Foreclosure Proceedings

In Ohio, foreclosure processes are often accompanied by various judicial reports prepared by licensed title agencies:

• Preliminary Judicial Report (PJR): This is submitted at the time of a foreclosure complaint to benefit the guaranteed party and the purchaser at the judicial sale. It includes the name of the record owner, a legal description of the property, and a list of all interests in the property.
• Supplemental Preliminary Judicial Report (SPJR): Filed during the foreclosure process, these reports update the court on any changes related to the property.
• Final Judicial Report (FJR): This report provides the final status of the property before judgment and the foreclosure sale, ensuring all information is current and accurate.

How to Choose the Right Title Search Provider in Ohio

Selecting a reliable title search provider is essential for a smooth transaction. When choosing a title search company in Ohio, consider the following:

• Experience and Reputation: Look for companies with a proven track record and solid references.
• Service Range: Make sure the company offers the specific type of title search you need, whether residential, commercial, or related to foreclosure.
• Local Expertise: Ensure the provider is familiar with Ohio’s specific property laws and county regulations.

Ohio Counties Covered for Title Searches

Title search services are available across all counties in Ohio, including:

• Adams
• Allen
• Ashland
• Ashtabula
• Athens
• Auglaize
• Belmont
• Brown
• Butler
• Carroll
• Champaign
• Clark
• Clermont
• Clinton
• Columbiana
• Coshocton
• Crawford
• Cuyahoga
• Darke
• Defiance
• Delaware
• Erie
• Fairfield
• Fayette
• Franklin
• Fulton
• Gallia
• Geauga
• Greene
• Guernsey
• Hamilton
• Hancock
• Hardin
• Harrison
• Henry
• Highland
• Hocking
• Holmes
• Huron
• Jackson
• Jefferson
• Knox
• Lake
• Lawrence
• Licking
• Logan
• Lorain
• Lucas
• Madison
• Mahoning
• Marion
• Medina
• Meigs
• Mercer
• Miami
• Monroe
• Montgomery
• Morgan
• Morrow
• Muskingum
• Noble
• Ottawa
• Paulding
• Perry
• Pickaway
• Pike
• Portage
• Preble
• Putnam
• Richland
• Ross
• Sandusky
• Scioto
• Seneca
• Shelby
• Stark
• Summit
• Trumbull
• Tuscarawas
• Union
• Van
• Wert
• Vinton
• Warren
• Washington
• Wayne
• Williams
• Wood and Wyandot.

Frequently Asked Questions
from Customers in Ohio

Who performs property title searches in Ohio?

A title search company like Mortgage Services can handle property searches across Ohio. These companies have years of experience and can provide references to verify their credibility.

Who typically orders title searches in Ohio?

Anyone looking to verify property ownership, including buyers, lenders, and investors, will order a title search to uncover any debts, such as mortgages, liens, or delinquent taxes, tied to Ohio properties.

How long does a title search take in OH?

Most property searches are completed within 24-48 business hours, although expedited services are available for an additional fee.

How do I get a title search from Mortgage Services?

You can place an order for residential or commercial title searches online, by phone, or via email.