Property Title Searches in Oklahoma (OK)

With nearly 4.1 million residents, Oklahoma is the 28^th most populous state in the US. It captivates with its diverse terrain, blending rolling plains, lush forests, and vibrant cities. Home to a tapestry of cultures, its history intertwines with the stories of Native American tribes and pioneers. Oklahoma embraces its past, evident in the echoes of the Land Rush era and the resilience displayed through natural disasters like tornadoes. Its bustling urban centers, notably Oklahoma City, pulse with modernity while honoring traditions, especially in music and sports. From the windswept plains to the spirited cities, Oklahoma beckons with a unique blend of heritage, resilience, and a warm, welcoming spirit.

Introduction to Title Searches: Why They Matter in Oklahoma

A title search is crucial to ensure you’re making the best financial decision when investing in a property. The title search will shed light on potential issues such as outstanding debt, clouded titles and boundary line disputes which may sway your decision in moving forward with the property. 

Understanding the Basics: What is a Property Title Search?

A Property Title Search is the process of retrieving all associated documents using the owner's name, address or parcel number. There are many sources for associated documents, such as the local county clerk's office, the county recorder's office and the county tax collector's office. Property Title Searches (Reports) are limited to the time-frame of the search that is ordered, whether it's current owner, two-owner, 30 year, etc.

Decoding the Risks: Why a Title Search is Crucial for Real Estate

The title search can reveal issues that a prospective buyer may not know about. Some possible issues include invalid/fraudulent deed transfers, boundary line disputes, missing interest from a prior owner, or unpaid liens. Any unresolved issues and liens can become the responsibility of the new owner.

Engaging Experts: The Role of Title Companies in Oklahoma

Title companies like Mortgage Services are experts in searching titles and knowing where to find all the pertinent information. A residential or commercial title search in Oklahoma will include information such as:

• Tax and assessment using the property’s parcel number
• Title deeds to identify ownership
• Open mortgages and associated documents (including foreclosure information if applicable)
• Active judgments and liens that are filed in the county’s property records, as well as in their court records.

The Cost of Title Searches in Oklahoma

Type of Search	Cost
O&E Report (Residential)	$87.95
Two Owner Search (Residential)	$137.95
30-Year Search (Residential)	$250.00
Title Update	$50.00
Chain of Title Search	$75.00
Commercial O&E Report	$250.00

Price depends on the county; lowest price shown. Prices are subject to change.

How Long do Property Title Searches Take?

Mortgage Services can complete residential searches within 48 business hours. Commercial searches can take up to 72 business hours. In some cases, the option to expedite the search is available where the search can be done in as little as four business hours.

Oklahoma Counties Served

Adair, Alfalfa, Atoka, Beaver, Beckham, Blaine, Bryan, Caddo, Canadian, Carter, Cherokee, Choctaw, Cimarron, Cleveland, Coal, Comanche, Cotton, Craig, Creek, Custer, Delaware, Dewey, Ellis, Garfield, Garvin, Grady, Grant, Greer, Harmon, Harper, Haskell, Hughes, Jackson, Jefferson, Johnston, Kay, Kingfisher, Kiowa, Latimer, Le, Flore, Lincoln, Logan, Love, Major, Marshall, Mayes, McClain, McCurtain, McIntosh, Murray, Muskogee, Noble, Nowata, Okfuskee, Oklahoma, Okmulgee, Osage, Ottawa, Pawnee, Payne, Pittsburg, Pontotoc, Pottawatomie, Pushmataha, Roger Mills, Rogers, Seminole, Sequoyah, Stephens, Texas, Tillman, Tulsa, Wagoner, Washington, Washita, Woods, and Woodward.