Property Title Searches in Virginia (VA)

Virginia is surrounded by the Blue Ridge Mountains and the Chesapeake Bay. Its population is nearly 8.7 million, with 35% residing in the Greater Washington metropolitan area. Virginia’s most populous city is Virginia Beach, and its capital is Richmond.

The ABCs of Property Title Search in Virginia

Multiple places need to be searched when conducting a property title search in Virginia.

• Assessor: owner, parcel number, legal description, assessed values
• County Tax Collector: tax status (taxes are collected in halves)
• City Tax Collector: some properties may have city taxes in addition to the county taxes
• Register of Deeds: recorded documents such as deeds, mortgages, assignments, modifications, judgments, liens, etc.
• Civil Court Search: court cases including foreclosure cases

The Cost of Title Searches in Virginia

Type of Search	Cost
O&E Report (Residential)	$87.95
Two Owner Search (Residential)	$137.95
30-Year Search (Residential)	$175.00
Title Update	$40.00
Deed Search	$35.00
Commercial O&E Report	$250.00

Price depends on the county; lowest price shown. Prices are subject to change.

The Consequences of Not Conducting a Property Title Search

Judgments and liens are claims for unpaid debts. Some debts can even attach to the property. Debt that attaches to the property can remain even after the property is sold. In these cases, it becomes the new owner’s responsibility to pay off these liens, even though they didn’t initially incur them. 

Benefits of Hiring a Title Company in Virginia

Hiring a title company to conduct a title search will identify potential issues which may sway the decision to invest in the property. A title search will list potential defects, uncover outstanding liens and bring to light any clouds on the title.

Frequently Asked Questions
from Customers in Virginia

I'm a newbie here, can you tell me what a title search in Virginia is all about?

Sure thing! Imagine buying a house, only to find out someone else has a claim on it - a real nightmare, right? A title search is like a detective investigation into the history of a property. In Virginia, we dig deep to uncover any issues that might be hidden, like unpaid taxes or legal judgments. This way, you can be confident there are no surprises waiting for you.

Why should I bother using Mortgage Services for a title search in Virginia?

Good question! You know how you prefer a specialist to handle important stuff? That's us for title searches. We've got the expertise, the technology, and the nationwide reach. Plus, we aim to give you top-notch service without breaking your bank. It's like having a personal title detective, but for a lot less!

How does this whole "online title search" thing work?

It's easier than baking a pie! With our advanced tech, you can order a title search from your living room's comfort - no need to step outside. You place your order online, then we roll up our sleeves and do the digging.

Is the title search process different for commercial properties in Virginia?

Well, just like a cat and a tiger are both felines, but you'd handle them differently, right? Similarly, residential and commercial properties have unique considerations. But don't worry, we're adept at both. We tailor our approach to ensure every detail is checked, whether it's a cozy home or a towering office building.

How long does a title search typically take in Virginia?

Picture the title search as a detective novel – some are quick reads, others are long and complex. It depends on the property's history. Typically, we aim to have your title search completed in the shortest time possible, without skipping any crucial details.

How secure is my information if I order a title search online from Mortgage Services?

We treat your information like a secret family recipe. Our system uses secure technology to protect your data – it's like a vault that only you have access to. So rest easy, your information's safe with us.